Many first time home buyers call me up everyday with no idea of where to start the home buying process. Some of these buyers have saved up during boom times and bring all cash to the table, but others are buying by using finance options.

With prices at an all time low in Quincy a new breed of buyers are developing. These buyers come to the negotiating table fully equipped to buy a home. It’s surprising to see entry level McDonald’s employees enter the buying pool now.

Deciding to take on a mortgage could be one of the biggest decisions you will have to make in life. What type? When? How much? These are all questions that should be answered before you make a decision. The Quincy real estate market is perfect for buyers right now, but if you cannot afford to take on more debt you might have to buy all cash.